10.52%
Advertised Rate
12.24%
Comparison Rate*
₹95,000
Monthly repayment
₹3.8L to ₹62.5L
Loan amount
Advertised Rate
Comparison Rate*
Monthly repayment
Loan amount
A Variable Rate Personal Loan has an interest rate that can increase or decrease over the loan tenure based on market conditions or the lender’s benchmark rate. This means your monthly EMI may change over time. Variable rate loans can be a good option if interest rates are expected to fall, but they also carry the risk of higher repayments if rates rise.
Best for: Borrowers who are comfortable with changing EMIs and want the potential benefit of lower interest rates.
A Fixed Rate Personal Loan offers an interest rate that remains the same throughout the loan tenure. Your monthly EMI stays fixed, making it easier to plan your finances and budget. Fixed rate loans provide stability and protection against interest rate fluctuations.
Best for: Borrowers who prefer predictable monthly payments and long-term financial certainty.
Borrow up to ₹45 Lakhs to meet your personal or business financial needs.
Personal loan terms typically range from 2 to 6 years, allowing you to select an EMI plan that fits your monthly budget.
Many lenders allow you to repay your loan before the end of the tenure through partial prepayment or full foreclosure, helping you reduce your overall interest cost.
Applying for a loan with ICICI Bank is quick and hassle-free. Simply complete the online application form, upload the required documents, and submit your request. Our team will review your application and connect you with trusted banks and NBFCs offering suitable loan options. Once approved by the lender, the loan amount is disbursed according to their terms and conditions.
Disclaimer: This page is for demonstration purposes only. RupeeTab has no affiliation, partnership, or endorsement with ICICI Bank. Any use of the ICICI Bank name or logo is solely for illustrative purposes to help users understand the platform. All trademarks and logos belong to their respective owners.
